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Piedmont Hospital FCU
Piedmont
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VISA® Credit Cards

At Piedmont Plus Federal Credit Union, we offer the VISA® Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Piedmont Plus Federal Credit Union VISA® Card. You'll enjoy the following benefits:

  • No annual fee
  • No balance transfer fee
  • No foreign transaction fee

Click here to apply for the VISA® Platinum credit card. Please click here to report a lost or stolen Piedmont Plus Federal Credit Union VISA® Platinum credit card.

CREDIT DISCLOSURE
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
8.9% to 17.90% when you open your account, based on your creditworthiness
APR for Cash Advances 8.9% to 17.90% when you open your account, based on your creditworthiness
APR for Balance Transfers 8.9% to 17.90% when you open your account, based on your creditworthiness
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each biling cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Federal Reserve Board
To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.
Fees
Set-up and Maintenance Fees
- Annual Fee
- Application Fee
 
- NONE
- $10.00 (one-time fee)
Transaction Fees
- Balance Transfer Fee
- Cash Advance Fee
- Foreign Transaction Fee
 
- NONE
- $5.00
- NONE
Penalty Fees
- Late Payment Fee
- Returned Payment Fee
 
- Up to $25.00
- Up to $25.00

 

How We Will Calculate Your Balance. We will use a method called "average daily balance (including new purchases)."

Effective Date The information about the costs of the card described in this application is accurate as of October 1, 2010. This information may have changed after that date. To find out what may have changed, contact the Credit Union.

OTHER DISCLOSURES

Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are fice (5) or more days late in making a payment.

Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less.

Pay-by-Phone Fee: $5.00