Loan Rates
Rates
Effective as of April 1, 2011
Loan Account |
Term |
Annual Percentage Rate (Fixed) |
New & Used Vehicles* |
up to 84 months |
3.5% - 14.9% Based on length of term and Credit Score |
|
Recreational Vehicles
(Boats, watercraft, etc.) |
up to 84 months |
5.5% - 16.9%
Based on length of term and Credit Score |
|
Secured Collateral** |
up to 72 months |
5.9% - 15.9%
Based on length of term and Credit Score |
|
Share Secured |
up to 24 months |
3% higher than last declared savings APR |
|
Share
Certificate Secured |
up to 24 months |
3% higher than last declared savings APR |
|
Unsecured Personal Loan |
up to 24 months |
14.00& - 18.00%
Based on Credit Score |
|
Line of Credit Personal Loan |
Revolving |
12.90% - 17.90%
Based on Credit Score |
|
Click
here for the compound interest calculator
or click here for the APR calculator.
*Vehicle loans include: cars, trucks, vans, rv's and campers.
**Secured Collateral accepted: motorcycles, pianos, organs, appraised jewelry, tractors, and utility trailers.
For more detailed information on our loan rates,
please contact
us at Piedmont Hospital Federal Credit Union |